It’s that time of year again when people start making their New Years resolutions! With only a few hours left in 2015, I am in organize my life mode! My new Life Planner has arrived and I am inputting all my important dates and goals for 2016. It’s a great time to take advantage of a fresh start!
This year, one of my resolutions is to become more frugal. I have decided that it is time to pay more attention to where my money goes. As I stated in one of my previous posts , money is a big topic and concern for me since entering my thirties. The idea of becoming more frugal came to me this past weekend while I was visiting my parents for Christmas. My mother was cooking breakfast for us and she asked me to cut up a pineapple so we could have it as part of our breakfast. She handed me this large piece of piece of fruit to cut and I couldn’t understand why she just didn’t buy the pineapple already chopped up! “It saves time and energy mom!”
Her response: “it costs more to buy the fruit already cut up and ready to eat. Why pay more money when you can cut it up yourself? It’s FRUGAL!” It literally took me less than one minute to cut the pineapple. Ok, I get her point and I decided it was time to step up my game in the frugal world – Mom’s know best! Hence, the reason for my new years resolution!
Ok, enough talk about pineapple. Let’s talk about one of the ways I am going to become more frugal. I have recently discovered some apps that can help me save money or even earn money back when you make a purchase. It takes a little effort on your part but the rewards can be pretty big! Here are a few that I have discovered:
Ibotta gives you money back on certain items that you purchase (in other words it’s a rebate app). This app is probably the one that takes the most time. When you purchase something that is listed on the app, Ibotta gives you money. All you have to do is scan the bar code on the product with your phone and take a picture of the receipt to prove you bought it at the listed store. You can also watch short commercials or take a one question quiz about the product you bought to earn even more money. Almost every store you can think of is on this app. Ibotta has also added some restaurants and other ways you can earn bonus money through your friends or what they call your teammates.
When you are ready to cash out your earnings, you can either transfer the cash to a PayPal account or purchase a gift card to stores such as Best Buy, Amazon, Wal-Mart and other favorites. You are able to cash out whenever you want. There is no minimum you have to get to.
ReceiptPal is probably one of my favorites. This app has you take pictures of ANY AND EVERY receipt you have. For every four receipts you enter, you get 100 points. You can then turn those points into cash or use them towards a gift card. What I like most about this app is:
- they take any kind of receipt, as long as it’s readable
- it creates and saves a list of your receipts that you can go back and look at if you need to.
I started using this app around Thanksgiving of this year. I have already earned 1250 points. I am waiting until I hit 19,000 points to cash out and receive $100. I know that will take some time, but even if it takes me a year, that is a FREE $100 that I earned just by taking pictures of my receipts!
Receipt Hog is like a game to me. The idea is you “feed” your receipts to a pig and it gives you back coins. Once you earn a certain amount of coins, you guessed it, you can turn them in for cash or an amazon give card. Receipt Hog also occasionally rewards you with spins on their slot machine which can result in you winning extra coins.
For someone who shops at CVS pretty frequently, I LOVE their app! You can do almost anything on their app from refilling prescriptions, to ordering pictures, and adding coupons to your Extra Care Saving card. If you shop at CVS, I highly recommend getting an Extra Care Saving card. It’s free and gives you access to a ton of coupons and free cash. You can link your card to the CVS app and earn even more receipts and free cash just by using it.
These are just a few of the ways you can earn extra cash in your life. I’m sure there are hundreds of other difference apps out there and I would love to hear some of your favorites!
This year I’m going to keep track of how much money I earn through these four apps and plan to update everyone this time next year. Stay tuned!